Fetching account balances

List all of the balances for an account linked to Banked

📘

Please speak to your Account Manager before using this functionality

This functionality is rate limited.

The banked API provides an endpoint to pull the balances of your linked bank account. You first need to authorise your bank account through the Banked console and replace YOUR_ACCOUNT_ID with the id representing your account in the console. See Linking accounts.

curl --location "https://api.banked.com/v2/bank_accounts/YOUR_ACCOUNT_ID/balances" \
  --header "Content-Type: application/json" \
  --user "YOUR_API_KEY:YOUR_API_SECRET"

After running this in your terminal, you'll see the list of balances for that account.

[
  {
    "balance_types": [
      {
        "amount": 19300,
        "balance_type": "InterimAvailable",
        "currency": "GBP"
      }
    ]
  }
]

balance type

description

ClosingAvailable

Closing balance of amount of money that is at the disposal of the account owner on the date specified.

ClosingBooked

Balance of the account at the end of the pre-agreed account reporting period. It is the sum of the opening booked balance at the beginning of the period and all entries booked to the account during the pre-agreed account reporting period.

Expected

Balance, composed of booked entries and pending items known at the time of calculation, which projects the end of day balance if everything is booked on the account and no other entry is posted.

ForwardAvailable

Forward available balance of money that is at the disposal of the account owner on the date specified.

Information

Balance for informational purposes.

InterimAvailable

Available balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified.

InterimBooked

Opening balance of amount of money that is at the disposal of the account owner on the date specified.

OpeningAvailable

Opening balance of amount of money that is at the disposal of the account owner on the date specified.

OpeningBooked

Book balance of the account at the beginning of the account reporting period. It always equals the closing book balance from the previous report.

PreviouslyClosedBooked

Balance of the account at the previously closed account reporting period. The opening booked balance for the new period has to be equal to this balance.
Usage: the previously booked closing balance should equal (inclusive date) the booked closing balance of the date it references and equal the actual booked opening balance of the current date.


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